Armed with the knowledge, skill, and experience to identify and analyze the challenges you face, we develop specific strategies to assist each client in preparing and planning for retirement. If you are just beginning to think about your retirement future or well on your way and wondering if you’re doing all you need to do or on the verge of your long deserved retired life, we have solutions to help you purse your goals.  Our goal is to, help you build assets and plan for your retired years while tackling the midlife challenges that often stand in your way. We will help you gain a “Higher Perspective” on Your Financial Future.

About

Summit Concepts

With Just short of 20 years of experience both Colton Smith and Joshua Spears have been working together to stay educated in the ever changing investment landscape. We have spent time developing skills through years of experience to confidently address our client’s needs. Our goal is to help each of our clients plan for and establish a multiple bucket approach to retirement that allows them the confidence of a stable (core) income and the flexibility to endure life’s constant challenges with liquid (emergency) assets.

 

We hold the Series 6 and 63 registrations through LPL financial and are Insurance licensed. Our current reach allows us to assist clients in Utah, Idaho, Nevada, California and Washington. We have placed ourselves with LPL Financial as our broker of record. LPL is a large independent broker dealer who allows us use of a vast range of companies in the Insurance and Investment industries. Being an Independent Financial Professional has allowed us to maintain a competitive business approach and create intuitive, insightful and detailed financial plans. We Look forward to the opportunity of introducing you to “A Higher Perspective on Wealth Management.”

Check the background of investment professionals associated

with this site on FINRA's broker check. Brokercheck.FINRA.org

Joshua Spears

Financial Professional

 

1541 South 2400 East • Heber Utah 84032

 

c. 801.361.1429 • f. 435.657.0325

Joshua.spears@lpl.com

Colton Smith

Financial Professional

 

601 South 2575 West • Lehi, Utah 84043

 

c. 801.362.6684 • f. 801.766.4157

colton.smith@lpl.com

Securities Offered Through LPL Financial, Member FINRA/SIPC

© Copyright Summit Concepts 2017. All rights reserved.

The LPL financial registered representatives associated with the site may only discuss and/or

transact securities business with residents of the following states: UT, ID, NV, CA, WA.

Armed with the knowledge, skill, and experience to identify and analyze the challenges you face, we develop specific strategies to assist each client in preparing and planning for retirement. If you are just beginning to think about your retirement future or well on your way and wondering if you’re doing all you need to do or on the verge of your long deserved retired life, we have solutions to help you accomplish your goals.  Our approach will help you build assets and plan for your retired years while tackling the midlife challenges that often stand in your way. We will help you gain a “Higher Perspective” on Your Financial Future.

About

Summit Concepts

Colton Smith

Financial Professional

 

601 South 2575 West • Lehi, Utah 84043

 

c. 801-362-6684 • f. 801-766-4157

colton.smith@lpl.com

With Just short of 20 years of experience both Colton Smith and Joshua Spears have been working together to stay educated in the ever changing investment landscape. We have spent time developing skills through years of experience to confidently meet our client’s needs. Our goal is to help each of our clients plan for and establish a multiple bucket approach to retirement that allows them the security of a stable (core) income and the flexibility to endure life’s constant challenges with liquid (emergency) assets.

 

We are Series 6, 63 and Insurance licensed. Our current reach allows us to assist clients in Utah, Idaho, Nevada, California and Washington. We have placed ourselves with LPL Financial as our broker of record. LPL is a large independent broker dealer who allows us use of a vast range of companies in the Insurance and Investment industries. Being an Independent Financial Professional has allowed us to maintain a competitive business approach and create intuitive, incitement and detailed financial plans. We Look forward to the opportunity of introducing you to “A Higher Perspective on Wealth Management.”

Joshua Spears

Financial Professional

 

1541 South 2400 East • Heber Utah 84032

 

c. 801-361-1429 • f. 435-657-0325

Joshua.spears@lpl.com

Securities Offered Through LPL Financial,

Member FINRA/SIPC

© Copyright Summit Concepts 2017. All rights reserved.